
- It saves you money. If you don’t have a bank account, you may pay a lot of fees to cash your checks and pay your bills.
- Having a positive relationship with a bank is important. It can help you save money and increase your potential to access short and long-term credit at a “reasonable rate” when you need it.
- It’s safe. Without a bank account, your money may not be safe in the event of theft or a catastrophe. Money deposited in a bank or credit union is protected by the U.S. government for up to $250,000 per individual.
- It’s convenient. You can deposit your checks for free, pay your bills online, track your income and expenses and access your money—when you need to.
- Schedule an appointment with a Financial Coach. A coach can help you understand how to make a bank account work for you.

Banking Products
- Bank On Denver offers free and low cost checking and savings accounts, prepaid cards that function like a checking account, secured credit products to improve your credit rating, and loans for immigration expenses and small business expansion.
- Several products are certified and nationally recognized for being a safe, affordable and convenient financial product.
- Click here to review the products available through Bank on Denver or schedule an appointment with a Financial Coach who will review your options.

Manage Your Money Effectively
- Opening a bank account is an important step to establishing a positive relationship with bank and a good credit rating. But, how you manage your money after the account is open is even more important.
- In Metro Denver, you can get help managing your money by meeting with a financial coach through the Denver Financial Empowerment Center, a free program of the City and County of Denver. Click here to learn all the ways a Financial Coach can help you.