Bank On Denver Checking Accounts & Prepaid Cards

Bank On certified accounts are publicly available, transactional accounts that meet the Cities for Financial Empowerment Fund’s National Account Standards.

Bank On Denver Certified Account Options

Scroll below to see Bank On account options in Denver Metro!

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Academy Bank Safe Spending Account	Alliant Credit Union High-Rate Checking	Alliant Credit Union Teen Checking	Ally Bank Spending Account	Bank of America Advantage SafeBalance Banking	Bellco Credit Union Simplicity Checking	BMO Smart Money Checking	BOKF Opportunity Banking	Capital One 360 Checking	Chase Secure Banking	Citywide Banks Check Free Banking	Commerce Bank Velocity Pay	Discover Cashback Debit	First Interstate Bank Simple Banking	FNBO Access Debit Account	FNBO Free Checking Account	Independent Bank Intro Checking	KeyBank Hassle-Free Account	LendingClub Rewards Checking	MidwestOne Bank Freedom Checking	PNC Bank Foundation Checking	Sunflower Bank Achievement Checking	U.S. Bank Safe Debit Account	Vectra Bank OnBudget Banking	Wells Fargo Clear Access Banking	Westerra CU Everyday Money Account	Zing Credit Union Clear Card
No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees Mobile Deposit & Banking Online Banking & Bill Pay 70+ Convenient Locations Eligible for Savings Round-Ups Visa Debit Card Usage Alerts Referral Rewards	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Minimum Monthly Balance No Monthly Service Fee Access to 80,000+ Free ATMs $20/mo in ATM Fee Rebates Tap to Pay with Visa Debit Card	Members Eligible 13-17 Yrs Old Joint Ownership for Parents No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Minimum Monthly Balance No Monthly Service Fee Access to 80,000+ Free ATMs $20/mo in ATM Fee Rebates Tap to Pay with Visa Debit Card	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Monthly Service Fee Get Paid Up to 2 Days Early Access to 75,000+ Free ATMs $10/mo in ATM Fee Rebates Ally eCheck Deposit Send & Receive Money w/Zelle Spending Buckets	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $4.95/$0 Monthly Service Fee No Monthly Fee if Under Age 25 Digital Banking - No Checks No Co-Owner for Age 17+ $0 Liability Guarantee Interactive Budgeting Tool Mobile & Direct Deposits Virtual Financial Assistant	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees Free Online & Mobile Banking Free Debit Card Free ATMs Free Remote Check Deposit Free Bill Pay Access to Zelle Direct Deposit	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $5/$0 Monthly Service Fee No Monthly Fee if Under Age 25 Digital Banking Access to 40,000+ Free ATMs Personalized Support	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees Free Visa Debit Card Free Online & Mobile Access Bill Pay & Mobile Deposit Free Access to 32,000+ ATMs Save Faster with QuickSave ExpressBank 24/7 Account Info	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees 24/7 Mobile Banking 70,000+ Free ATMs Move Money with Zelle Mobile & In-Store Deposit Instant Alerts Get Paid Up to 2 Days Early	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $4.95/$0 Monthly Service Fee N Send Money Using Zelle Free Chase ATMs QuickDeposit & Online Bill Pay Early Direct Deposit Budgeting Tools & Account Alerts	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $0 Minimum Balance $5 Monthly Service Fee P Online Banking V Mobile Budgeting Apps	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Minimum Balance Required Access to Allpoint & Commerce Bank ATMs r Tap & Go Functionality Digital Wallet Tokenization Velocity Pay App	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees Earn 1% Cash Back No. Fees. Period. P Fraud Protection Digital Wallets 60,000+ Free ATMs Send Money with Zelle	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $5 Monthly Service Fee Online, Mobile, & Telephone Banking P Direct Deposit Mastercard Debit Card Free Electronic Statements	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees Free Debit Card Replacement Online Banking & Bill Pay P No FNBO ATM Fees No Minimum Deposit No Minimum Balance Required Apple & Samsung Pay	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Monthly Service Fee Online Banking & Bill Pay Free Bank Logo Checks No FNBO ATM Fees No Minimum Deposit No Minimum Balance Required Apple & Samsung Pay	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $4.95 Monthly Service Fee Free Email & Text Alerts Free Digital Banking & Bill Pay Free Debit Card Free Mobile Banking & Deposit $25 Minimum Opening Deposit	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $0 Monthly Service Fee No Minimum Balance Required $10 Minimum Opening Deposit Get Paid Up to 2 Days Early EasyUp Automatic Savings Convenient Branches & ATMs Account Alerts	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Monthly Service Fee No Minimum Balance Required Earn Unlimited 1% Cash Back Unlimited ATM Fee Rebates Get Paid Up to 2 Days Early Earn Interest Mobile Banking & Deposit	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $3.95 Monthly Service Fee $25 Minimum Opening Deposit No Minimum Balance Required Digital Banking & Bill Pay Free Mobile Deposit Apple & Android Pay Zelle	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees P No Minimum Opening Deposit Online & Mobile Access Visa Debit Card Send & Receive Money w/Zelle Pay with Just a Tap Access Nearly 60,000 Free ATMs Digital Banking Tools & Alerts	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees P $25 Minimum Opening Deposit Online & Mobile Banking BaZing ID Theft Reimbursement Visa Debit Card Unlimited Deposits & Withdrawals Free Bill Pay	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees P P Visa Debit Card Mobile Banking & Check Deposit Track Spending Monitor Credit Access to Thousands of ATMs	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $5 Monthly Service Fee $25 Minimum Opening Deposit P Mobile Banking & Check Deposit Digital Tools Zelle Free Access to Vectra ATMs	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees $5 Monthly Service Fee $25 Minimum Opening Deposit P P Mobile Banking & Check Deposit D Contactless Debit Card	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Monthly Service Fee P P Get Paid Up to 2 Days Early D Apple, Google, & Samsung Pay Mobile Deposit	No Overdraft or NSF Fees No Account Activation, Closure, Dormancy, or Low Balance Fees No Minimum Opening Balance No Minimium Balance Required Reloadable Prepaid Visa Debit Reloadable Prepaid Visa Debit Direct Deposit
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Bank On Denver Account Comparison

Financial Institution	Bank On Account Name	Monthly Fee	Waivable Monthly Fee	Minimum Opening Deposit	Minimum Balance Requirement	Branch Access	Out-of-Network ATM	Bill Pay	Cashier's Checks	Online/Mobile Banking	Remote Deposit	Early Direct Deposit	Zelle	Earns Interest	Incoming Wire Transfer	Outgoing Wire Transfer	International Wire Transfer	Paper Statements	Optional Paper Checks	ITIN/Alternative IDs	Online Account Opening	Youth Account	Linked Savings Accounts	Credit Building Products
Academy Bank	Safe Spending Account	$5	No	$25	$0	Yes	$2.75	Yes	$7	Yes	Yes	No	Yes	No	$8.75	$20-$30	$50	$2	Yes	ITIN	Yes	No	Compare Personal Savings	Express Loan, CD Term Loan, Secured Credit Card
Alliant Credit Union	High-Rate Checking	$0	N/A	$25	$0	No	$0	Yes	$0	Yes	Yes	No	No	Yes	$0	$25	$50	$0	Yes	ITIN	Yes	No	High-Rate Savings, Supplemental Savings	Personal Loans
Alliant Credit Union	Teen Checking	$0	N/A	$0	$0	No	$0	Yes	$0	Yes	Yes	No	No	Yes	$0	$25	$50	$0	Yes	ITIN	Yes	Yes	Kids Savings Account	N/A
Ally Bank	Spending Account	$0	N/A	$0	$0	No	$0	Yes	$0	Yes	Yes	Yes	Yes	Yes	$0	$20	$0	N/A	Yes	ITIN	Yes	No	Compare Savings	N/A
Bank of America	Advantage SafeBalance Banking	$4.95	Yes	$25	$0	Yes	$2.50	Yes	$15	Yes	Yes	No	Yes	No	$15	$30	$15-$45	$0	No	ITIN, Foreign Passport, U.S. Non Immigrant Visa and Border Crossing Card-DSP-150, Mexican/Guatemalan/Dominican/Colombian Consular ID, Canadian Citizenship Certificate Card	Yes	Yes	Advantage Savings	Secured Credit Cards
Bellco Credit Union	Simplicity Checking	$0	N/A	$0.01	$0	Yes	$0	Yes	$5	Yes	Yes	No	Yes	No	$20	$20	$40	$2	Yes	N/A	No	No	Savings Accounts	Share-Secured Loan
BMO	Smart Money Checking	$5	Yes	$25	$0.01	Yes	$3	Yes	$10	Yes	Yes	No	Yes	No	$0	$30	$50	$2	Yes	ITIN & Foreign Government Issued IDs/Passports	Yes	No	Explore Savings Options	BMO Boost Secured Credit Card, Savings Secured Loans, Credit Builder Loan Program
BOK Financial	Opportunity Banking	$5	No	$25	$0.01	Yes	$0	Yes	$3	Yes	Yes	No	Yes	No	$15	$30	$15+	$2	No	Foreign IDs/Passports	Yes	No	Savings Accounts	Secured Credit Cards
Capital One	360 Checking	$0	N/A	$0	$0	No	$0	Yes	$10	Yes	Yes	Yes	Yes	Yes	$0	$30	N/A	$0	Yes	ITIN	Yes	No	Savings Accounts	Credit Building Credit Cards
Chase	Secure Banking	$4.95	Yes	$0	$0	Yes	$3	Yes	$0	Yes	Yes	Yes	Yes	No	N/A	N/A	N/A	$0	No	Foreign Passport w/Photo, Permanent Resident Card w/Photo, U.S. Employment Authorization Card w/Photo, Foreign National ID, Matrícula Consular Card	Yes	No	Chase Savings^SM	Slate Edge^® Credit Card
Citywide Banks	Check Free Banking	$5	No	$25	$0	Yes	$3.50	Yes	$12	Yes	Yes	No	Yes	No	$12	$25-$30	$15-$50	$2	No	N/A	No	No	Personal Savings Accounts	Max Cash Secured Card, Secured Card
Commerce Bank	Velocity Pay	$5	Yes	$0	$0	Yes	$2.50	No	$5	Yes	Yes	No	No	No	N/A	N/A	N/A	$0	No	N/A	No	No	N/A	Commerce Bank Secured Visa^®
Discover Bank	Cashback Debit	$0	N/A	$0	$0	No	$0	Yes	$0	Yes	Yes	Yes	Yes	No	$0	$30	$30	$0	Yes	ITIN, Foreign Passport	Yes	No	Online Savings Account	Discover it^® Secured Credit Card
First Interstate Bank	Simple Banking	$5	No	$0	$0	Yes	$2.50	Yes	$8	Yes	Yes	No	Yes	No	$10	$30	$10-$50	$2	No	Foreign Passport	No	No	Savings Accounts	Secured Mastercard^®
FNBO	Access Debit Account	$0	N/A	$0	$0	Yes	$0	Yes	$0	Yes	Yes	No	Yes	No	$0	$15	$25-$35	$0	No	N/A	No	No	Savings Accounts	Secured Visa^® Credit Card
FNBO	Free Checking Account	$0	N/A	$0	$0	Yes	$0	Yes	$0	Yes	Yes	No	Yes	No	$0	$15	$25-$35	$0	Yes	N/A	Yes	No	Savings Accounts	Secured Visa^® Credit Card
Independent Financial	Intro Checking	$4.95	No	$25	$0	Yes	$1.25	Yes	$5	Yes	Yes	No	Yes	No	$10	$25	$10-$45	$3	No	N/A	No	No	Savings & Money Market	N/A
KeyBank	Hassle-Free Account	$0	N/A	$10	$0	Yes	$3	Yes	$8	Yes	Yes	Yes	Yes	No	$20	$25	$20-$45	$0	No	ITIN, Valid Foreign Passport (exception for passports from Venezuela, which may be expired), Mexican/Guatemalan/Dominican/Colombian Consular ID	Yes	No	Compare Savings Accounts	Key Secured Credit Card^®
LendingClub	Rewards Checking	$0	N/A	$25	$0	No	$0	Yes	N/A	Yes	Yes	Yes	No	Yes	$0	$0	$0	N/A	Yes	N/A	Yes	No	LevelUp Savings	Personal Loans
MidWestOne Bank	Freedom Checking Account	$3.95	No	$25	$0	Yes	$2	Yes	$5	Yes	Yes	No	Yes	No	$10	$30	$25-$50	$3	Yes	ITIN, Foreign Passport	Yes	No	Compare Savings Accounts	Visa Classic Credit Card
PNC Bank	Foundation Checking	$5	Yes	$0	$0	Yes	$3	Yes	$0	Yes	Yes		Yes	No	$15	$25-$30	$25-$50	$2	Yes	ITIN, Foreign Passport, Other Foreign Government Issued ID	No	No	Compare Savings Accounts	PNC Secured Visa^® Credit Card, Personal Installment Loan
Sunflower Bank	Achievement Checking	$5	No	$25	$0.01	Yes	$2	Yes	Contact Branch	Yes	Yes	No	Yes	No	Contact Branch	Contact Branch	Contract Branch	$2	Yes	N/A	No	No	Explore Savings Options	Loans & Credit
U.S. Bank	Safe Debit Account	$4.95	No	$25	$0	Yes	$2.50	Yes	$10	Yes	Yes	No	Yes	No	$15-$20	$25-$30	$25-$50	$0	No	ITIN, Valid Foreign Passport, Mexican/Guatemalan/Dominican/Colombian Consular ID	Yes	No	Savings Accounts	Credit-Building Credit Cards, Personal Loans & Lines of Credit
Vectra Bank	OnBudget Banking^®	$5	No	$25	$0	Yes	$2	Yes	$8	Yes	Yes	No	Yes	No	$13	$25	$16-$50	$2	Yes	ITIN	Yes	No	Personal Savings	Launch Secured Card
Wells Fargo	Clear Access Banking	$5	Yes	$25	$0	Yes	$3	Yes	$10	Yes	Yes	Yes	Yes	No	$15	$25-$40	$15-$40	$0	No	ITIN, Foreign Passport, Permanent Resident Card, Employment Authorization Card, Foreign Government Issued ID	Yes	Yes	Savings Accounts & CDs	Credit Cards, Personal Loans
Westerra Credit Union	Everyday Money Account	$0	N/A	$25	$0	Yes	$0	Yes	$3	Yes	Yes	Yes	No	No	$20	$20	$50	$3	Yes	Contact Branch	Yes	No	Savings Overview	Share Secured Visa
Zing Credit Union	Clear Card	$0	N/A	$0	$0	Yes	$5	Yes	Contact Branch	No	Yes	No	No	No	$0	$20	$0-$35	$2	No	Contact Branch	Yes	No	Savings Accounts	Credit Builder Loan, Secured Credit Card

NOTE: ACCOUNT FEES, REQUIREMENTS, AND FEATURES ARE SUBJECT TO CHANGE.

Visit financial institution for complete details and/or information on second chance opportunities.

To avoid overdraft and non-sufficient funds fees for ATM and one-time debit card transactions, tell your financial institution that you do not “opt-in” for overdraft services.